Bajaj Finance Simplifies Festive Budgeting with Pre-Approved Loan Offers

As the festive season approaches, the excitement of celebrations, gifting, and family gatherings is often accompanied by the inevitable rise in expenses. To help customers manage their festive expenses without compromising on joy, Bajaj Finance offers the perfect financial solution – the Insta Personal Loan. This convenient and flexible loan option ensures that individuals can enjoy the festive season to the fullest, without any financial stress.

Manage festive expenses with Insta Personal Loan

The Need for Financial Planning During Festive Seasons

Festivals in India are marked by grandeur and generosity, whether its purchasing gifts for loved ones, buying new clothes, renovating the home, or planning a grand celebration. These expenses can sometimes strain the budget. Thats where a Bajaj Finserv Insta Personal Loan comes into play. This loan is designed to provide quick and easy access to funds, ensuring customers can meet all their festive needs without delay.

Why Choose Bajaj Finserv Insta Personal Loan

The Insta Personal Loan comes with pre-approved offers which can be accessed with just a few clicks on a smartphone. Here is why it is a great option to consider when quick funds are of the essence:

1. Pre-approved Offers: With Insta Personal Loan, select customers get pre-approved loan offers whereas new customers can generate a pre-assigned limit for themselves. All that is needed is a mobile number and OTP to check the offer.

2. Quick Disbursement: Once customers apply, the funds are disbursed to their account within 30 minutes* to 4 hours, enabling the festive purchases with ease and comfort.

3. No Income Proof Needed*: Select existing customers can get the Bajaj Finserv Insta Personal Loan without needing to submit any paperwork.

4. Flexible Tenure: The Insta Personal Loan comes with flexible repayment tenure ranging up to 63 months, allowing customers to choose a tenure that fits their repayment budget.

5. No Collateral Required: The Bajaj Finserv Insta Personal Loan is unsecured, which means customers do not need to provide any collateral or security. This makes it a hassle-free option for individuals who need funds quickly.

Plan Repayments with the Insta Personal Loan EMI Calculator

Before availing of the loan, it is essential to plan the finances. Bajaj Finance provides an Insta Personal Loan EMI Calculator, which allows customers to calculate their monthly instalments based on the loan amount, interest rate, and tenure. This tool helps in planning the budget effectively and ensures that customers choose a loan amount and tenure that aligns with their financial situation.

By using the Insta Personal Loan EMI Calculator, individuals can have a clear understanding of the repayment schedule and manage their finances better during and after the festive season.

How to Apply for Bajaj Finserv Insta Personal Loan

Applying for a Bajaj Finserv Insta Personal Loan is a simple and hassle-free process:

• Visit the Insta Personal Loan page on the Bajaj Finserv website and click on ‘CHECK OFFER’.

• Enter the 10-digit mobile number and verify it with the OTP.

• The screen will show an offer with a pre-assigned loan limit. Customers can either go with it or choose a lower amount.

• Select a repayment tenure from the available options.

• Click on ‘PROCEED’ to complete the online process.

Depending on whether the applicant is an existing or a new customer, the process may differ slightly. Some customers may need to submit additional documents to complete their loan application process.

Benefits of Using Insta Personal Loan for Festive Expenses

1. Peace of Mind: With the financial backing of a Bajaj Finserv Insta Personal Loan, customers can focus on enjoying the festivities rather than worrying about expenses.

2. Convenience: The entire loan process, from application to disbursement, is quick and hassle-free, making it an ideal option for last-minute festive shopping or emergency expenses.

3. Versatility: The funds from the Insta Personal Loan can be used for a wide variety of purposes, whether it is buying gifts, planning a trip, or even home renovation and repairs.

Conclusion

This festive season, let the joy of celebrations be unburdened by financial worries. With a Bajaj Finserv Insta Personal Loan, customers can manage all their festive expenses with ease and flexibility. To ensure a smooth financial journey during the festivities, individuals can utilise the Insta Personal Loan EMI Calculator and plan their repayments effectively. From pre-approved offers and quick disbursement to flexible repayment options and minimal paperwork, this loan is designed to cater to every need of customers.

*Applicable to select customers.

Bajaj Finance Limited

Bajaj Finance Ltd. (‘BFL’, ‘Bajaj Finance’, or ‘the Company’), a subsidiary of Bajaj Finserv Ltd., is a deposit taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). BFL is engaged in the business of lending and acceptance of deposits. It has a diversified lending portfolio across retail, SMEs, and commercial customers with significant presence in both urban and rural India. It accepts public and corporate deposits and offers a variety of financial services products to its customers. BFL, a thirty-five-year-old enterprise, has now become a leading player in the NBFC sector in India and on a consolidated basis, it has a franchise of 69.14 million customers. BFL has the highest domestic credit rating of AAA/Stable for long-term borrowing, A1+ for short-term borrowing, and CRISIL AAA/Stable & [ICRA]AAA(Stable) for its FD program. It has a long-term issuer credit rating of BB+/Positive and a short-term rating of B by S&P Global ratings.

To know more, visit www.bajajfinserv.in.